Jim Benincasa
Licensed in Wisconsin

Wisconsin Mortgage Broker

Independent home loans across Wisconsin — purchase, refinance, vacation homes, and investment property.

From St. Croix County commuters to Northwoods cabin buyers, I help Wisconsin homeowners and buyers compare wholesale rates from a national lender network — without juggling five separate applications.

Start your WI application (612) 269-1546

Wisconsin loan programs I write

Wisconsin Conventional Loans

Conforming financing for primary residences, second homes, and rental property statewide.

FHA Loans in Wisconsin

Lower down payment and flexible credit options for first-time and credit-rebuilding buyers.

VA Loans for Wisconsin Veterans

Zero-down VA financing for service members and veterans throughout the state.

Vacation & Second-Home Loans

Financing for Northwoods cabins, lake homes, and Door County getaways.

Refinance & Cash-Out

Lower rates, drop PMI, consolidate higher-interest debt, or fund renovations.

Investment Property Loans

Conventional and DSCR options for Wisconsin rental and short-term rental property.

Cities & communities I serve in Wisconsin

  • Hudson
  • River Falls
  • Eau Claire
  • Madison
  • Milwaukee
  • Green Bay
  • Appleton
  • Kenosha
  • Racine
  • Wausau
  • La Crosse
  • Oshkosh

Don't see your town? I'm licensed statewide in Wisconsin — call or apply and we'll go from there.

What to know about the Wisconsin market

  • Western Wisconsin commuter towns like Hudson and River Falls often qualify for both Minnesota and Wisconsin program comparisons — I handle both.
  • Northwoods second-home buyers face different appraisal and reserve requirements; I steer your file to lenders who handle them smoothly.
  • Wisconsin VA loan volume is strong — I'll match you with a lender that processes VA files quickly and accurately.

Wisconsin mortgage FAQ

Do you write mortgages for vacation homes in Wisconsin?

Yes — second-home and vacation-home financing is one of the more common Wisconsin loans I write, especially in the Northwoods and Door County.

I live in MN and want to buy in WI — can you handle that?

Yes. I'm licensed in both Minnesota and Wisconsin, so cross-border purchases (very common in the St. Croix Valley) are a one-broker process.

Are you licensed in Wisconsin?

Yes — I'm licensed in Wisconsin under NMLS# 1996062 through American Mortgage Brokers.

Ready to get a Wisconsin mortgage quote?

One quick application, multiple lenders shopped, one broker advocating for you start to close.

Apply now Email Jim